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Keeping track of your finances and expenses is one way to ensure you remain on top of your money situation. Doing that without the right program can be difficult, which is why there are so many personal accounting programs to choose programs. Yet, choosing the right one can be just as difficult. In this article, we are going to be looking at some of the best personal accounting software for you to choose from. Some are free, others charge a small fee but each one has features that are designed to make it easy for you to keep track of your money.
Download MoneyLine Personal Finance Software for Mac 1.22 from our software library for free. This free software for Mac OS X was originally developed by NCH Software. The following versions: 1.22 and 1.18 are the most frequently downloaded ones by the program users. The program relates to Business Tools. Mac Apps for Personal Finance. The Personal Finance category features software to help you create a budget, save money, pay off debts and make well-informed financial decisions.
Top 5 Best Personal Accounting Software for Mac and Windows
#1. PDFelement Pro
Accounting requires documentation and therefore you need the best PDF software to make it easier to not just organize the documents but also edit and maintain them. The best personal accounting software for mac and Window to help you with this kind of documentation is PDFelement Pro. With the help of this personal accounting software, your works with accounting will be easier and faster.
Pros:
- It allows you to edit both text and images on the PDF document.
- You can also use it to add a password and a watermark to protect documents that you don't want to share with the wrong individuals.
- But perhaps the most useful feature for accounting purposes is iSkysoft's form filing feature. With it, you can fill in both interactive and non-interactive form fields very easily. This feature would come in handy when filling in tax forms.
- You can also use it to easily organize the PDF files you have by bookmarking them or using the bates numbering system to make indexing easier.
Cons:
- No cons observed so far.
We hope that one or more of the above personal accounting software can help you meet your expense tracking and budgeting needs. Documentation that is a major part of accounting can be created, edited and organized using PDFelement Pro.
#2. iBank
iBank 5 is a program that is designed to help you keep your earnings and expenses in check. It has features that can download transactions from your bank and credit card accounts although you can just easily import these transactions into the program. It also budgeting options to allow you track how you spend your money.
Pros:
- Integrates with your bank accounts and credit card accounts.
- Supports multiple currencies.
- Syncs data with iPhone and iPad apps.
Cons:
- It is only available for Mac users.
- At $59.99 it is a little bit out of reach for most users although it does have a 30-day free trial.
#3. Moneydance
Moneydance is another personal finance program that comes packed with all the features a user would need to manage their finances. It easily downloads banking information in just a click and can handle transactions in multiple currencies. Available for Windows, Mac and Linus, Moneydance also comes with iOS apps that provide detailed transactions
Pros:
- Adding banking information is very easy.
- It is available for Mac, Windows and Linux.
- Supports multiple currencies.
Cons:
- It is a difficult program to use especially for beginners even though there are detailed tutorials on how to use the program.
- It is bit on the expensive side at $50.
#4. Quicken Personal Finance Software
Quicken is a recognizable program that has been around for quite a while. During that time, the program has added more features designed to help the individual keep track of their finances. Although it originally started out as a Windows compatible program, it has grown to be available for both Windows and Mac and even comes with iOS and Android apps that sync with the desktop version. Reporting is excellent and the dashboard is easy to navigate. The free version however is limited in features although the Starter Edition, Quicken Home and Quicken Business can offer more options.
Pros:
- It has a clean user-interface that makes it very easy to use the program.
- Reporting is easy and so is importing data from bank accounts and credit card accounts.
- It has Android and iOS apps.
Cons:
- The free version lacks some reporting features that can make proper assessment difficult.
#5. You Need a Budget
Also known as YNAB, You need a budget is a personal financial management tool that is designed to make it easy for beginners to track their expenses and make a budget. It is more of a tool to teach proper financial practices than a personal accounting app but also has a lot of tools that make tracking money easier. It will help users avoid overdrawn accounts and help a person remain on budget. It also comes with companion iOS and Android apps that sync with the information you have on the desktop version.
Pros:
- It provides tools to help you not just keep track of expenses but also create a budget and stick to it.
- You can sync data with your YNAB iOS or Android apps.
- It has a clean user interface that is very simple to use and ideal for the beginner user.
- You get 34 days free trial and only pay $5 after.
Quicken Financial Life For Mac
Cons:
- Advanced features like tax estimates are missing.
#6. AceMoney
AceMoney is another simple yet highly effective free personal accounting software that comes packed with features to help you keep your expenses on track. It has been translated into very many different languages and has features that are ideal for tracking expenses and budgets, allowing you to maintain a proper record of how you make and spend money. It supports more than 150 currencies and financial data can be imported from accounts, other financial software or spreadsheets. It is available for both Mac and Windows and it will cost you about $40 to purchase.
Pros:
Mac Personal Finance
- It is available for both Mac and Windows OS.
- It has excellent tracking capabilities, allowing users to track both expenses and budgets.
- You can easily import information from other sources.
Cons:
- It lacks mobile apps.
- The user-interface is not as organized or attractive
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